Posts Tagged ‘car repair’

August 18, 2010 @ 5:17 am
posted by Mego Rider

August 16, 2010 @ 6:12 am
posted by Mego Rider

Buying or leasing a car can be a long-term commitment.  Signing on that dotted line, you know you’ll be responsible for covering the payments on the vehicle for two or more years and over time your needs can change. When you commit to a vehicle today, there’s no way to predict your financial situation and lifestyle requirements years down the road. Before your lease is over you could change jobs, or need to trade in your Porsche for a practical minivan as your family expands. So what can you do if you’ve taken on a car lease for a vehicle that’s just not working for you anymore?

Pay to Terminate the Agreement

It is possible to end the lease early, but you will pay a termination fee (based on how much time is left on your lease) and have to pay back all payments owed for the remainder of your lease period. If you’re looking to end your lease because of lack of affordability, this option isn’t realistic. Even if you can afford to, paying a huge lump sum on a vehicle you no longer want isn’t ideal anyway. Consider this a last resort option, but know it is available to you.

Transfer your Lease

The better option is to find someone to take over your lease since you won’t end up with large fees to terminate your lease. Basically, this process involves “selling” your car to someone who will be legally taking over the lease for the remainder of the term. The process can be laborious if you try to do it on your own, but there are lease transfer companies like Swapalese or LeaseBusters that will advertise your vehicle and work with the financing lease company to transfer the lease agreement to the new owner . They do charge a fee for their services, but the process is far easier on you.

Sell the vehicle to the dealer

In many cases a dealer will sell your vehicle and pay off the lease company if you buy or lease a new vehicle. If you call the general manager or owner of a small dealer, they’re much more likely to help you find out. What they do is call the latest auctions to find out what your car is selling for. If the auction price is close to your lease payoff, you can often negotiate your lease as a ‘trade-in’ and if there is money owed, simply wrap that into the new lease or car loan.  This is often the easiest way to get out of a loan. There may be early pay off fees, but again it can be wrapped into your new lease.  Remember, when you sign a new car lease the payoff schedule is probably one of the most important pieces to negotative.

How to Avoid Breaking a Car Lease

Leasing a car is a long-term commitment, so while you can’t predict what might occur in the future, you can attempt to anticipate and plan for it. Think you’ll have a family before the 5 year lease term will be up? Buy a car that will accommodate one or more child. To ensure your leased vehicle always remains affordable to you over time; choose one with a monthly payment well below your maximum budget.

Edmunds.com has more tips on what you need to do to prepare for breaking or transferring your car lease  .

August 9, 2010 @ 6:00 am
posted by Mego Rider

Need chivalry be dead?

These days, with equal rights dominating mainstream thinking, chivalry sometimes takes a backseat. Of course we’re all for men and women being equals but that doesn’t mean  once in a while a woman doesn’t appreciate being treated with a bit of extra courtesy. Guys, perhaps you’ve forgotten some of the rules of chivalry since it’s just not expected of you. But will it make the difference when you go to ask for a second date? Your car is a great place to begin. (Women, give us your opinion here, does this make a difference to you or are you unimpressed by old-fashioned manners? )

While we wait for the debate to begin, here are some simple ways you can surprise and flatter your date the next time you take her out in your car. Guess what…they work if you’re married too.

  1. Open the door for her-The actress Eva Mendes recently was quoted in W Magazine as saying that despite being tremendously ambitious, “I do like to belong to a man. I love having a man in my life and being his woman at the end of the day. “ So when you pick her up from her doorstep next time, don’t head straight around to the driver’s side – pop open her door.
  2. Let her choose the music - if you’ve got the radio on in the car ask your date what she’d like to listen to. This is a great conversation starter since you’ll learn more about her interests. Take note, guys, if you make reference to her favorite song or band when she’s least expecting it, she’ll feel like you’re really in to her!
  3. Make sure she’s comfortable with the temperature – read your date’s body language to see if she appears to hot or too cold and adjust accordingly. Or better yet, ask her if she’s comfortable with the temperature and adjust accordingly.
  4. Take it easy on the roads – you might pretend you’re a NASCAR driver when you’re on your own, but slow it down when you’re out with a date. Yes, women do like bad boys, but they also don’t want to feel carsick before they’ve even had dinner.
  5. Make sure your car’s in good shape- the relationship won’t start out well if your poorly maintained vehicle breaks down and she’s stuck on the side of the interstate in heels and a slinky dress. Of course, if that does happen you can call 1-800-carhelp and impress her with your use of the latest and best new site for finding mechanics!
  6. Don’t drive under the influence – show her that you place her safety, and the safety of other drivers, above the desire to have an extra drink while at dinner.

If you’d like to learn more ways to impress your date with your automotive chivalry, read this article we found on AskMen . You can learn from those historical figures that were behind the whole idea.

August 4, 2010 @ 6:48 am
posted by Mego Rider

July 14, 2010 @ 5:32 am
posted by Mego Rider